Legal

Terms & Privacy

Last updated: May 2026

1. Agreement to Terms

These Terms of Service govern your use of stopbleedingbudget.com and any products or services offered through shop.stopbleedingbudget.com (collectively, the "Site"), operated by Brett A. Vance, a sole proprietor doing business as Stop Bleeding Budget ("we," "us," or "our"), located in Garland, Texas.

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.


2. Products and Digital Downloads

Stop Bleeding Budget sells digital products including PDF guides, templates, and checklists. All sales are processed through Lemon Squeezy, a third-party payment processor.

Upon successful payment you will receive access to download your purchased digital product. Because digital products are delivered immediately upon purchase, all sales are final and non-refundable unless the file is defective or inaccessible, in which case contact us and we will resolve the issue promptly.

You may use purchased products for your own personal or business use. You may not resell, redistribute, share, or republish any purchased product in whole or in part without written permission.


3. Free Tools and Scorecards

The Site offers free diagnostic tools including performance marketing scorecards and quizzes. These tools are provided for informational and educational purposes only. Results are based on your self-reported answers and do not constitute professional marketing, legal, or financial advice.

Use of free tools may require submission of your email address. See the Privacy Policy for how that data is handled.


4. Email Course

By subscribing to the "What Your Agency Won't Tell You" email course or any other email list, you consent to receive a series of emails from Brett A. Vance / Stop Bleeding Budget. You may unsubscribe at any time by clicking the unsubscribe link in any email. We use Kit (formerly ConvertKit) to manage email delivery.


5. Intellectual Property

All content on the Site — including written content, tools, scorecards, PDF products, and branding — is the intellectual property of Brett A. Vance / Stop Bleeding Budget. You may not copy, reproduce, or distribute any content without express written permission.


6. Disclaimer of Warranties

The Site and all products and services are provided "as is" without warranty of any kind. We make no guarantees about the accuracy, completeness, or suitability of any content or product for your specific situation. Marketing results vary based on factors outside our control.


7. Limitation of Liability

To the maximum extent permitted by law, Brett A. Vance / Stop Bleeding Budget shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or any products purchased. Our total liability for any claim shall not exceed the amount you paid for the relevant product.


8. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Dallas County, Texas.


9. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms. The "Last updated" date at the top of this page will reflect any changes.


10. Contact

Questions about these Terms? Contact us at brett@brettavance.com or via the contact form at brettavance.com.

1. Overview

This Privacy Policy explains how Brett A. Vance, doing business as Stop Bleeding Budget ("we," "us," or "our"), collects, uses, and protects information from visitors to stopbleedingbudget.com and shop.stopbleedingbudget.com. We take your privacy seriously and do not sell your personal data to third parties.


2. Information We Collect

We collect the following types of information:


3. How We Use Your Information

We use the information we collect to:


4. Third-Party Services

We use the following third-party services to operate the Site. Each has its own privacy policy governing how they handle data:


5. Email Communications

If you provide your email address, you may receive transactional emails (scorecard reports, purchase confirmations) and marketing emails (course content, product announcements). You can unsubscribe from marketing emails at any time using the unsubscribe link in any email. Transactional emails related to purchases cannot be opted out of as they are necessary to fulfill your order.


6. Cookies and Analytics

The Site uses Google Analytics 4 to collect anonymous usage data. This may involve cookies. GA4 data is aggregated and does not identify you personally. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.


7. Data Retention

We retain your email address and scorecard data for as long as you are subscribed to our email list or as required for business records. You may request deletion of your data at any time by emailing brett@brettavance.com. Purchase records are retained as required by applicable tax and accounting law.


8. Your Rights

You have the right to:

To exercise any of these rights, contact us at brett@brettavance.com.


9. Children's Privacy

The Site is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will delete it promptly.


10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will reflect any changes. Continued use of the Site after changes are posted constitutes acceptance of the updated policy.


11. Contact

Privacy questions or data requests: brett@brettavance.com
Brett A. Vance DBA Stop Bleeding Budget — Garland, Texas